Time is too conceptual. Not that it stops us from filling it in. So much so, we can't even tell whether our experiences belong to time or to the world of physical things.
Time really is one big continuous cloth, no? We habitually cut out pieces of time to fit us, so we tend to fool ourselves into thinking that time is our size, but it really goes on and on.
On Destiny: "Our destiny exercises its influence over us even when, as yet, we have not learned its nature: it is our future that lays down the law of our today."
Human, All Too Human